Broker Check

The 2nd Opinion Audit- Business Owner

The Process:

During our financial planning session, I sit down with you and ask you some very important questions about who you are, what your goals are and where you are currently. It is only when I know where you are and where you want to be that I can show you how to get there.


Meeting of the minds- Details I will need to better help you.

  1. To understand your vision for the future
  2. Review your current financial situation: to see where you are now and what you have in place currently.
  3. Assess the integration of your legal, tax, insurance, investments and retirement planning
  4. Both products and plans must fit together to be effective
  5. After Reviewing your accounts and plans I will make suggestions to inspire you to make wise  

decisions about your money

  1. Our report with detail what is working, what needs to be fixed, and what you can do to fix them, with or without our help.


After our discussion, my team will analyze the data and compile a complete financial and tactical review analysis which includes:


This audit will analyze and detail the following:

  1. Investment Review- Your Investment progress and asset allocation
  2. Retirement Planning- Can you retire when you want to with your current planning?
  3. Survivor benefits analysis -Do you have enough life insurance and the right type?
  4. Income protection analysis- Do you have the products and planning in place to protect your finances if you became seriously ill, injured or disabled?
  5. Estate Planning-Will your current planning allow you to die without negatively affecting how your family lives or business runs?
  6. Long-term care impact assessment- Have you thought about the impact a long-term illness would have on your life and family finances? Could you just self-Insure with savings and investments?
  7. Succession Planning- If you own a business, does your buy/sell agreement meet your current objectives if you die, get disabled, or retire?


Goal: Helping you to determine where you are versus where you want to be with regard to:

  1. Preserving your wealth
  2. Mitigating income taxes
  3. Taking care of heirs
  4. Protecting your assets (from estate taxes, lawsuits, bad decisions, unforeseen risks)
  5. Charitable gifting that is impactful (if important to you)
  6. Having a succession plan that is effective and meets your current objectives



We want to make sure you have all of the different parts in place to cover your personal and business needs, but we also make sure that they all work towards a common set of goals- Your Goals.